Enjoy fast, secure, and unbeatable prices on data, airtime, and electricity bill payment on Otapay
Buy airtime online in Nigeria at the cheapest rates with Otapay. Whether you're on MTN, Glo, Airtel, or 9mobile, Otapay offers fast, secure, and affordable airtime recharge in seconds — 24/7. Otapay is Nigeria’s #1 platform for VTU airtime recharge, giving users, agents, and vendors the best value for personal use or business reselling. Enjoy discounted airtime prices, real-time top-up, and wallet funding with zero delays. Otapay is trusted by thousands across Nigeria for fast, affordable, and reliable airtime recharge.
Get cheap, fast, and reliable data plans in Nigeria with Otapay. Whether you need daily, weekly, or monthly data for MTN, Glo, Airtel, or 9mobile, Otapay delivers the best internet bundles at unbeatable prices.
Our platform powers personal and business VTU data resale. You can buy and sell data with ease as a Data Reseller, Agent, or Vendor, and earn big profits in the booming telecom industry.
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Start a VTU data business
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Otapay is your go-to source for cheap data plans in Nigeria — powered by speed, savings, and simplicity.
With Otapay, you can pay all your utility bills in Nigeria online, fast and securely. From electricity (NEPA) bills to water services, Otapay makes bill settlement stress-free.
We support major Nigerian electricity providers: Ikeja Electric, EEDC, IBEDC, PHED, AEDC, JED, and others. Otapay ensures your meter token or bill payment is delivered instantly, with 24/7 uptime
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Buy NEPA token online
Pay PHCN bill instantly
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Pay prepaid/postpaid light bills
Skip the queues and delays — Otapay is the most reliable platform to pay your electricity bills in Nigeria online.
Have excess airtime? Otapay lets you convert your airtime to real cash instantly and deposit directly to your bank account.
We support MTN, Airtel, Glo, and 9mobile airtime-to-cash conversion, with industry-best rates, no hidden fees, and instant payout. Join thousands of Nigerians who trust Otapay to turn airtime into income.
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Otapay is Nigeria’s #1 platform to change airtime to real money fast, safe, and without stress.
Renew your cable TV subscriptions in Nigeria with Otapay. Whether it’s DSTV, GOTV, or Startimes, you can pay your TV bills online in under 10 seconds.
Otapay supports all packages and bouquets, with real-time activation, zero delays, and receipts sent immediately. Agents and resellers can also earn commission on TV bills.
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Startimes online payment
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Pay DSTV without delay
Otapay makes it easy and fast to recharge your cable TV from your phone — anytime, anywhere in Nigeria.
Need to buy WAEC, NECO, or JAMB registration or result checker pins? Otapay offers a secure, fast, and reliable platform to purchase genuine exam pins online in Nigeria.
Get instant delivery of exam pins, valid and verifiable, with full transaction receipts. Whether you’re a candidate or a registration centre agent, Otapay is your trusted source.
Buy WAEC result checker pin online
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Where to buy JAMB registration pin
Otapay helps thousands of students and cybercafés buy exam registration and result checker pins online — instantly and securely.
When it comes to buying airtime, subscribing to data plans, or paying bills online in Nigeria, security and speed are non-negotiable. Otapay is built with bank-grade encryption and powered by trusted Nigerian payment gateways, ensuring your VTU recharge, data subscription, or utility payment is delivered instantly, securely, and without errors.
At Otapay, we’re not just building a fintech product, we’re building a movement. 15% of our net profits go directly into community development projects across Nigeria, focusing on Education for children in underserved communities, Free medical outreaches and rural clinics and Basic infrastructure support in rural towns.
Got a failed transaction, need help setting up your wallet, or want to upgrade to an Agent or Vendor? Otapay’s friendly support team is available 24/7 via live chat, email, and phone. Whether it’s day or night, weekday or holiday, we’re always online to ensure your experience is smooth, fast, and stress-free. No delays. No ticketing drama.
Explore the most FAQ about Otapay
Otapay is Nigeria’s leading digital payment platform for airtime, data, electricity, cable TV, and exam pin purchases. It offers instant delivery, lowest prices, and 24/7 support, trusted by thousands of Nigerians.
Simply visit www.otapay.ng, sign up with your phone number or email, fund your wallet, and start recharging or paying bills instantly. You can also upgrade to become an Otapay Agent or Vendor to earn daily income.
Absolutely. Otapay uses bank-level security with SSL encryption and is backed by reliable Nigerian banking/payment partners. All transactions are processed safely, and user data is never compromised.
Unlike most platforms, Otapay gives you the best of three worlds:
Cheapest prices for airtime, data, and bills
Earn income by reselling as an Agent or Vendor
Help underserved communities with every transaction
It’s Nigeria’s first fintech with built-in social impact.
Airtime Recharge (MTN, Glo, Airtel, 9mobile)
Data Subscriptions
Utility Bill Payments (NEPA, PHCN, etc.)
Cable TV Payments (DSTV, GOTV, Startimes)
Airtime to Cash Conversion
Exam Pins for WAEC, NECO, and JAMB
Otapay is your one-stop platform for fast, affordable, and reliable payments in Nigeria.
"Growing up in Otam, I saw the struggles firsthand. Otapay isn’t just payments; it’s a movement to transform lives and build a better future."
"Otapay is fast, secure, and reliable. Knowing 15% of profits support communities makes every payment even more meaningful."
"Otapay is smooth, efficient, and socially impactful. It’s rare to find a platform that combines convenience with giving back."